The Rob Ellerman Team is one of The Top Selling Real Estate Experts
Find Out More >
|
Welcome > Rob's Real Estate Blog ...
Thanks for visiting TheRobEllermanTeam.com  Financial Freedom Budget: Spending Money on Purpose To achieve financial freedom, you must create an intentional spending plan and stick with it. Though it may feel overwhelming, a spending plan is necessary in order to meet your short- and long-term financial goals. Get a clear picture of your current financial situation: 1. List all of your fixed expenses, such as utilities, groceries and debt payments. 2. List all of your irregular expenses. These expenses are due throughout the year, including taxes, car maintenance and vacations. 3. Every other expense is discretionary spending. This includes shopping and your daily gourmet coffee run. 4. A, B, C your expenses. A’s are needs. B’s are needs you can be more efficient with, like utilities or groceries. C’s are wants. 5. Total your expenses and compare them to your net income. If your expenses total more than your income, then it’s time to reassess your spending habits and make cuts from your B’s and C’s. Save: Paying Yourself First • Make it automatic. Sign up for your bank’s automatic transfer program and move a percentage of your paycheck to your savings account each payday. • Ask for discounts. For example, ask your insurance company about discounts that you may qualify for, which can lead to savings on your premium. • Think before you buy. To resist impulse buys, wait 24 hours to buy an item. It may 
I would like to hear your comments on my latest blog. Is there a subject you would like for me to cover? Your comments are very important to me.
|
The Rob Ellerman Team Reece and Nichols Realtors 1153 Northeast Rice Road Lees Summit, MO. 64086 Office: 816-251-1435 Fax: 816-524-4665 Email: rob@reeceandnichols.com
Let me give you a brief overview of what I believe makes a great agent. Most agents continue to do things that were being done years ago to sell real estate.
If you are looking to buy or sell and you have internet access and would like to use it during your home buying or home selling process, please shoot us an email and let’s chat for a few minutes. My goal is not to brag about my status in the company and how much I sell, it’s to make your next move as fun and painless as possible. Top agent status always seems to follow. I look forward to hearing from you. 
www.TheRobEllermanTeam.com
is brought to you by The Rob Ellerman Team, real estate for
Lee's Summit, Overland Park, Olathe and Kansas City, Missouri
Read The Rob Ellerman Team's
Privacy Guarantee,
Terms of Service,
and
Free & Without Obligation Pledge
|
NUMBER1EXPERT®
© Homes Media Solutions™, a division of Dominion Enterprises and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|