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Real Estate Tips

Welcome > Resources > Tips > Time to Move > Smooth Moves ...

Smooth Moves

There are many details to handle when you move out of one house and into another. Since it is easy to forget things in the rush of moving, making a written checklist of everything that needs to be done is an invaluable aid.

Be sure to include such tasks as providing the post office, your bank, credit card companies, and publications to which you subscribe with your new address. Let your insurance agent know about the move to ensure that your personal property will be covered at both houses. Call the utility companies ahead of time to arrange for the cut-off and turn-on dates for gas, electricity, water and telephone service. Put important documents, such as birth or marriage certificates, tax returns and home ownership documents together in a safe place as you pack, so that you can locate them easily.

It will give you a great deal of satisfaction to check off each item on your list as it is handled.

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Real Estate Tips

Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Real Estate Trivia

Q	What site discovered in 1965 is considered the world's oldest known habitation?
A	The Terra Amata site in Nice, France has the remains of 21 huts belonging to the Acheulian culture from 400,000 years ago.
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The Rob Ellerman Team, REALTORŽ, real estate agent and broker for Lee's Summit, Overland Park, Olathe and Kansas City, Missouri home listings, property and land for sale - NUMBER1EXPERT

The Rob Ellerman Team
Reece and Nichols Realtors
1153 Northeast Rice Road
Lees Summit, MO. 64086
Office: 816-251-1435
Fax: 816-524-4665
Email: rob@reeceandnichols.com
Let me give you a brief overview of what I believe makes a great agent. Most agents continue to do things that were being done years ago to sell real estate. If you are looking to buy or sell and you have internet access and would like to use it during your home buying or home selling process, please shoot us an email and lets chat for a few minutes. My goal is not to brag about my status in the company and how much I sell, its to make your next move as fun and painless as possible. Top agent status always seems to follow. I look forward to hearing from you.

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